How can you tell when your credit card should be replaced? It would be nice if a credit card simply dissolved when it no longer meets your needs, but unfortunately, the signs are a bit more subtle. Consider the following indications that it is time for a change in your credit card relationship.
1. You Have Had Your Card for a Long Time – Economic conditions may have changed since you acquired your card. If the card is ten years old or greater, the odds are good that your interest rate is no longer competitive. You may also have an annual fee when there are equivalent cards available now without the annual expense. Consider shopping around for a new card, even if it is with the same issuer. You may be able to leverage multiple offers into a better deal with your existing card issue...
from MoneyTips http://www.moneytips.com/5-signs-you-need-a-new-credit-card
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