Despite many Americans using credit cards, a report in 2014 found that 43 percent of people preferred using debit cards to make payments. Meanwhile, 35 percent used credit cards and only nine percent used cash. Some customers might not realize that when it comes to recovering funds after a scam, there are more difficulties with debit rather than credit accounts.
When shopping with a debit card, cash is automatically deducted from an account, meaning that by the time fraudulent activity is noticed, the money has already gone. Worse, thieves are likely to have had access to all the money in a checking account. Debit cards remain popular, however, especially with the younger generation, who prefer to avoid the temptation of addi...
from MoneyTips http://www.moneytips.com/credit-cards-offer-better-fraud-management/666
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